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Products & Services

Brokerage / Consulting

Your company’s benefits package is not only a vital tool to attract and retain top talent, it’s an investment in the health and well-being of your most important asset: your people.

No matter how large or small your payroll, Cowan is the ideal partner to strategize, implement and manage employee benefits plans.

Our team of experts will help you craft an effective, efficient plan tailored to your organization and based on your resources, goals and existing programs.

Cowan has a solid track record of reducing administrative costs, communicating the value of benefits, and increasing savings through consumer-driven plans, wellness programs, and strategic multiyear planning. We also negotiate with insurance carriers on your behalf to secure you the best plans and rates possible.

Cowan is a leader in implementing Web-based technologies—from online enrollment to benefits statements and communication—to ensure the smoothest rollout and plan maintenance possible.

The result: A long-term strategy that will improve employee health and lower costs.

Our passion is to understand your business, offer specially tailored solutions, and support you through every step of the process. We care about making a positive, lasting difference in your employees’ lives and doing so with the highest level of integrity.


• Strategize, design and implement benefits plans
• Design consumer-directed health plans
• Negotiate contracts and plan renewal
• Evaluate funding options
• Implement online enrollment solutions
• Review summary plan descriptions
• Craft benefits communications
• Review claims and utilization
• Evaluate market competitiveness
• Analyze trends and benchmarks
• Evaluate company compliance
• Prepare Form 5500 reporting

Call Us (855) 942-6926